$3,000+ IRS Direct Deposits Begin July 1: See If You Qualify for a Refund

$3,000+ IRS Direct Deposits – Even though the 2024 tax filing deadline has passed for most Americans, the IRS is still issuing tax refunds to those who recently submitted their returns. Whether you’re expecting a direct deposit or a paper check, you could be seeing that long-awaited refund in your account soon — possibly even within 10 days of filing, depending on your situation.

If your return required additional scrutiny, don’t worry. The IRS continues to review some filings for eligibility before processing payments. This may cause a delay, but many filers are still receiving their refunds well within the standard 21-day window.

Let’s break down what’s happening with refunds right now, how much you could get, the updated refund timeline, and tips for checking your refund status — plus some FAQs that may answer the questions you’re wondering about.

Refunds Are Bigger Than Last Year

So far in 2025, the average refund issued by the IRS is $2,939, which marks a 2.4% increase over last year’s average of $2,869. Even more interesting is the average direct deposit refund, which is $3,034 — up from $2,960 in 2024. That’s a 2.5% year-over-year bump, giving many Americans a much-needed financial boost.

Also Read – $2,000 Direct Deposit Confirmed by Government: See If You Qualify With This Simple Requirement

How Soon Could You Get Your Refund? A 10-Day Turnaround Is Possible

If you e-filed your 2024 tax return and opted for direct deposit, and your return is complete and error-free, you could get your money in as little as 10 days. Here’s a rough idea of what that might look like:

Filing Date Expected Direct Deposit
June 21, 2025 July 1, 2025
June 22, 2025 July 2, 2025
June 23, 2025 July 3, 2025
June 24, 2025 July 4, 2025
June 25, 2025 July 5, 2025
June 26, 2025 July 6, 2025
June 27, 2025 July 7, 2025
June 28, 2025 July 8, 2025
June 29, 2025 July 9, 2025
June 30, 2025 July 10, 2025

Of course, these are estimated dates and can vary depending on your bank’s processing times and any complications with your return.

Refunds Still Within 21 Days — Sometimes Sooner

For most taxpayers, the IRS still aims to issue refunds within 21 days of receiving a return. For instance, if you filed your tax return on June 10, your refund might arrive by July 1.

However, if your return requires additional verification — perhaps due to newly claimed credits, changes in income, or suspected identity theft — the IRS may take longer.

Once the IRS marks your refund as “sent,” it’s a good idea to give your bank up to 5 business days to process the payment.

Track Your Refund Status Instantly

Wondering where your refund is? Use the IRS “Where’s My Refund?” tool online. It’s free and updated daily. You’ll need:

  • Your Social Security number (or ITIN)

  • Filing status (single, married filing jointly, etc.)

  • Exact refund amount

Pro Tip: The IRS tool is generally more accurate than third-party apps and updates every 24 hours, typically overnight.

Interesting Bonus: Late Filers Could Still Be Eligible

While most taxpayers had to file by April 15, some individuals still qualify for extensions or automatic tax relief — especially those affected by natural disasters or living abroad. Additionally, low-income Americans who didn’t know they were eligible for refundable credits (like the Earned Income Tax Credit or Child Tax Credit) may have recently filed to claim them.

So, even if the typical deadline has passed, many are still receiving refunds.

Also Read – Major Social Security Changes Coming July 2025 – What You Need to Know

FAQs About IRS Tax Refunds in 2025

📅 How long does it take to get my tax refund in 2025?
Most refunds are issued within 21 days if you e-file and choose direct deposit. Some taxpayers receive theirs in as little as 10 days.

💸 What’s the average tax refund amount this year?
The average refund in 2025 is around $2,939, with the average direct deposit hitting $3,034 — both up from 2024.

⚠️ Why is my refund delayed?
Delays can happen due to errors in your return, incomplete information, identity verification, or if the IRS is reviewing credits or deductions you claimed.

🧾 Can I still file my 2024 taxes and get a refund?
Yes! If you missed the deadline, you can still file. You won’t get penalized if you’re due a refund. And if you qualify for refundable tax credits, you might be eligible for thousands in return.

🛑 My refund says “sent,” but I haven’t received it. What should I do?
Give your bank up to 5 business days. If it still hasn’t arrived, contact your bank or the IRS for assistance.

Final Word: Don’t Miss Your Money

Even though tax season is technically over, refunds are still flowing. Whether you recently filed or are just now learning you’re eligible, your money could be on its way. Stay updated through the IRS refund tracking tool, double-check your bank info, and keep an eye on your email or mailbox.

With average refund amounts climbing, it might be worth more than you expected — and arriving sooner than you think.

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